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ASI CAREERS : Employee Benefits

Several benefit programs are available through Advertising Specialty Institute®. Medical and Dental coverage will extend to you, your spouse and/or eligible dependents (to age 19, unless the dependent is an unmarried full-time student, then up to age 25.)

Benefits Provided for ASI Employees:
Medical  |   Dental  |   Life Insurance   |   Disability Insurance  |   401(k) and Profit-Sharing
Paid Time Off (PTO)  |   Paid Holidays  |   Educational Assistance  |   Credit Union  |  Wellness
Flexible Scheduling Options  |   Employee Assistance  |   Casual Dress  |   On-Site Daycare

Medical
Aetna Choice POS: Effective date is the first of the month, 30 days from date of employment. Employees are responsible to contribute a portion of the health insurance premium via a pre-tax payroll deduction.

Aetna Choice POS allows you to select your own doctors and hospitals. Coverage includes: hospitalization, office visits, adult and child preventive care and a prescription plan.  You’ll have two plan options to choose from either the (1) Basic Plan or the (2) Premium Plan.  Under either plan you’ll pay $20 to visit an in-network doctor and $35 to visit a specialist.  No referrals are needed to visit a specialist.  If you visit an “out-of-network” doctor, you will be responsible for a yearly deductible of $500 per person, $1000 maximum for family. Aetna then pays 60% of eligible expenses with a yearly cap of $3,000 for individual or $6,000 for family, including the deductible, Aetna then pays at 100% for the remainder of the plan year (January 1st through December 31st).

Aetna Choice POS includes a prescription program.  When you purchase prescription drugs at a participating pharmacy, you pay a $10 co-pay for generics, a $20 co-pay for formulary and a $35 co-pay for non-formulary generic and brand name.  At a non-participating pharmacy you’ll pay for the prescription and request reimbursement from Aetna Choice POS. You’ll be reimbursed at the Aetna Choice POS approved amount allowed for that prescription.  A 90-day supply of medication is also available through mail order.  

Dental
Delta Dental Insurance: Effective date is the first of the month, 90 days from date of employment.

Diagnostic procedures (bi-annual visits) that include exams, x-ray and teeth cleaning are covered 90%. Other services such as root canal, fillings, treatment of gum disorders, crowns, dentures and bridgework are paid at a percentage (50%-80%) and are subject to an annual deductible ($50 per person, maximum of $150 per family). The choice of dentist is left up to the employee.

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Life Insurance
The effective date is the first of the month, 30 days from date of employment.
Group life insurance is paid in full by ASI for all regular full-time employees. This benefit includes accidental death and dismemberment in the amount equal to the employee’s average annual salary, not to exceed $300,000. Managers and supervisors are eligible to receive 1.5 times their salary to a maximum of $300,000. Benefits will reduce by 35% at age 65 and reduce by 50% at age 70.

Disability Insurance
The effective date is the first of the month, six months from date of employment.
Non-salaried employees may be eligible for short-term disability payments for a maximum period of thirteen weeks. Short-term disability offers the non-salaried employee partial compensation, 60% of their base rate, up to $500 per week. This plan excludes pre-existing conditions that occur within the three months prior to the effective date of coverage.

Salaried employees may be eligible for long-term disability that pays up to 60% of the employee’s monthly earnings, a maximum of $10,000 per month. These payments begin after 90 days of disability. During this waiting period, salaried employees may receive up to 100% of their average salary, one month for each full year worked. This plan excludes pre-existing conditions that occur within the three months prior to the effective date of coverage

401 (k) and Profit-Sharing
Transamerica Pension administers our 401(k) savings plan. Employees, 21 years of age and older, may enter the program on the first of the month after completing six months and a minimum 500 hours of service. You may payroll deduct, pre-tax, up to 85% of your total gross yearly earnings ($15,500 maximum) and choose from several investment options.

ASI pays the entire cost of a profit-sharing program with a contribution equal to 3% of the participant’s yearly income. Employees, 21 years of age and older will be eligible for the profit sharing plan after completing one year and a minimum 1000 hours of service. Although ASI is not required to make a full 3% contribution each year, we have yet to miss making that contribution. Your profit-sharing fund will fully vest after seven years.

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Paid Time Off (PTO)    
Non-salaried employees:
earn PTO at the end of each full month of work to be used for vacation, personal or sick:
Up to 1 year 15 days
1 to 5 years 17 days
5+ years 22 days
15 years 27 days
25 years 32 days
 
Salaried employees:
earn PTO at the end of each full month of work to be used for vacation or personal reasons:
Up to 1 year 10 days
1 to 5 years 12 days
5+ years 17 days
15 years 22 days
25 years 27 days

Paid Holidays
All regular full-time and part-time employees are eligible for the following paid holidays, provided you work your full schedule the day before and after the holiday.

New Year's Day Independence Day Thanksgiving Christmas Day
Memorial Day Labor Day Day after Thanksgiving  

Educational Assistance
ASI has always supported continuing education for all of its employees. Tuition reimbursement is available for several educational needs, including: college degrees, professional certification, workshops/seminars and scholarships. Employees may receive reimbursement for all approved job-related courses taken at an accredited technical school or college.

Credit Union
ASI is a member of the NBA Credit Union. All full-time employees are eligible to apply for individual membership. The payroll department can deduct a specified amount from your paycheck to be deposited directly into a savings account at the credit union. Also available are accounts similar to checking, vacation club, Christmas club, and loans for home improvements, automobile purchasing and personal needs. NOTE: U.S. Saving Bonds may also be purchased through payroll deduction.

Wellness
At ASI, an employee's physical, emotional and financial well-being is the most important. That is why we are proud to offer the ASI Wellness Rewards Program. This program lets employees earn financial incentives for living a healthier lifestyle. Benefits include:

  • Monthly Gym Reimbursements (up to $30 per month)
  • Up to $1000 to quit smoking
  • Weight Watchers at Work Program - reimbursement for the cost of the program, plus $5 for every pound lost on the program
  • $25 for each Wellness seminar attended 
  • Walking program participation reward as well as $25 to the TOP walker
  • $5 cafe certificate for every health screening you complete at ASI
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Flexible Scheduling Options
Supervisors work closely with their staff to establish schedules that serve our customers, while allowing for some flexibility to meet the needs for family or continuing education.

Employee Assistance
The Aetna EAP program provides you and your immediate family resources for help with personal, family and work related issues. The Aetna EAP can help you address a wide variety of personal concerns. A professional team of registered nurses and master's-level counselors are available whenever you need information and support. They will discuss with you your childcare needs, assist with eldercare issues, balancing work and life, deal with depression/anxiety, stress management, marital relationships, adoption, personal finances, legal information, etc. The Aetna EAP is easy to use and you may call as often as you like. Calls are strictly confidential; no one will know you called unless you tell them.

Casual Dress
ASI has a business-casual dress policy Monday through Friday. Polo Shirts and dress Docker pants are appropriate attire any day of the week. Jeans and sneakers are permitted on Mondays and Fridays. Employees are expected to dress in a polished and professional manner at all times.

On-Site Daycare
ASI is pleased to offer on-site child care at affordable rates to employees and their families. The fully-accredited Lots of Love Learning Center began in 1986 and has a qualified staff of twelve child-care professionals who specialize in caring for children of various ages. The daycare offers full-day, half-day and before and after school programs.

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The information contained in this summary is not a contract of benefits
and can be changed at any time without prior notice.

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